Target Market Determination

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What’s a Target Market Determination?

A Target Market Determination is a document which describes who a product is likely to be suitable for (Target Market), and any conditions around how the product can be distributed to customers.

It also describes the events or circumstances where we may need to review the Target Market Determination for one of our products.

Why does Real Flow Finance Pty Ltd need to have Target Market Determinations?

We’re required to have Target Market Determinations under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act 2019.

A Target Market Determination helps to ensure that we are keeping customers at the centre of our approach to the design and distribution of our financial products. 

Individual Target Market Determination documents.

Attached to each link below is a copy of the Target Market Determination for each product that we offer.

Personal Loans

Pay Later Loan

Pay On Success Loan